Blog Posts for April 2012

It’s April. Shower yourself with diamonds!

April 05, 2012
April showers bring May flowers, but this month also brings another natural beauty we’d be remiss to dismiss. It’s time to celebrate April’s birthstone, the diamond, the most desired birthstone of them all. Read More >>

Do your diamonds glow?

April 13, 2012
No April fooling. Retrieve the black light from your college days, and see if your diamond transforms into a beautiful beckon of blue light. It’s called fluorescence. And it’s a common phenomenon in diamonds when exposed to invisible ultraviolet rays. According the Gemological Institute of America (GIA), approximately 25% to 35% of all diamonds submitted over the past decade exhibit some degree of fluorescence. Read More >>

“Upcycle” your jewelry for Earth Day

April 19, 2012
Thanks to increased environmental awareness over the years, recycling has become a way of life for most of us. With Earth Day nearing, you may be thinking of additional ways to be “green,” and that can include being eco-conscious with your jewelry too. With the price of gold skyrocketing to more than $1,600 an ounce last year, and current talk of it surpassing $2000 in 2012, it comes as no surprise that there has been a greater focus on alternative materials. Read More >>

Is your child too young for jewelry?

April 27, 2012
Birthdays, baptisms, graduations and other important milestones are all occasions where a gift of jewelry seems like the perfect way to mark your child’s special day. But, there are important things to consider when buying children’s jewelry. Read More >>
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You may request to add jewelry to your policy using our online Add Jewelry form, or simply mail, email, or fax a request to add the item to your policy, along with a copy of a current appraisal or evaluation that includes a complete description of the jewelry, including the value and any applicable sales tax. If we agree to add the jewelry, we will send you an updated policy and bill you for the additional premium.

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How is Perfect Circle Jewelry Insurance different from homeowners or renters insurance coverage?
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Standard homeowners and renters insurance policies may impose limits on the value of personal jewelry they cover, and these values may be significantly less than the amount required to replace the jewelry. In the unfortunate event of a loss, they may send you to a jewelry repair company of their choice. With Perfect Circle® Jewelry Insurance coverage from Jewelers Mutual Insurance Company, you have the flexibility to work with your preferred jeweler for any repair or replacement of your items. In addition, standard homeowners and renters insurance policies may not offer coverage such as mysterious disappearance, which is included in our personal jewelry insurance policy.

Do you cover my jewelry when I’m traveling abroad?
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Yes, jewelry protected with Perfect Circle® Jewelry Insurance by Jewelers Mutual Insurance Company is covered during worldwide travel.

May I submit a sales receipt instead of an appraisal?
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You may submit a current sales receipt for a jewelry item if the sales receipt includes a detailed description of the item and if the value of the item is $5,000 or less.